Your next cash reward is just a ‘share’ away

In the Photo. Turn shared moments into cash rewards. Make your hangout with friends more fun and rewarding with BDO Pay’s Refer a Friend Promo.

With BDO Pay, handling daily transactions is now simpler, faster, and more rewarding. You can settle bills, split group payments, and send money right from your phone in seconds.

And now, you can also earn cash rewards of up to ₱1,000 per month together with your family and friends through BDO Pay’s Refer a Friend Promo.

Sharing made rewarding

If you’re already a BDO Pay user, you can invite your friends and family with BDO accounts to download the app using your Referral Code until June 30, 2026.

Turn referrals into cash in 3 easy steps:

Open your BDO Pay app, click “More” and then the “Refer a Friend” icon
Click the copy button or “Invite Friends” to share the referral code
Select which messaging app to use to share the Referral Code

After the referred client receives the Referral Code, he/she can download and sign up for BDO Pay, and then input the Referral Code to complete the sign-up process.

When they register and enter your code, both of you receive ₱50 cash credits—a simple bonus that quickly adds up when shared with the people you spend time with every day.

Beyond referrals, BDO Pay keeps everyday payments more convenient. You can scan QR to pay merchants directly from your BDO credit card or bank account, split group bills down to the centavo, pay bills to over 2,100 billers with no fees, and send money to other BDO accounts for free or to other banks and digital wallets for only ₱10.

For BDO credit card holders, the app provides an extra layer of safety. Lock and unlock your credit card instantly, manage credit card services, explore installment offers, and continue earning rewards points from your purchases. Through BDO Pay, you can also access exclusive BDO Deals, redeem Rewards Peso Points for e-gifts, or convert points to pay your bill.

Even without a BDO account, you can start using the app by opening a BDO Basic Account with no initial deposit or maintaining balance.

Ready to enjoy and share the rewards? Download BDO Pay today on the App Store (iOS), Google Play Store (Android), or Huawei AppGallery (HarmonyOS). #